No more favours

I don’t like it when people call me just to ask for favours. I don’t mind doing favours for them but it wouldn’t be a bad idea if they called me to chat about things once in a while before asking me for the favour. I don’t appreciate it when people call me out of the blue and ask for a favour.

It’s hard to say no to family members but in certain cases, you have to know where to draw the line. When it comes to my parents, I can’t help it but to say yes to them but to other family members, I don’t have much of a choice. If it helps them out in anyway then I can think about it but sometimes you have to use your own judgment.

For a while now, my aunt has been calling me and asking me for money. The first time she called she told me that she needed money to pay for the car. I found out later that she got a new car and they have to make car payments. First of all, I don’t understand why they bother buying a car when they can’t even afford the monthly payments on it.

She said that she would pay me back at the end of the month so I agreed and took out some money. I was a bit hesitant at first because I didn’t have much money in my bank account to start off wit and she was asking for a thousand dollars at first. I thought that was way too much so I told her that I didn’t have that much money. All I could give her was five hundred because that’s the maximum that the bank will allow me to withdraw at one time. I told her that I also had rent to pay for but that didn’t seem to deter her. It pissed me off when she suggested that I lend her the money first before paying my rent. After she made that selfish comment I didn’t want to give her anything.

When I went to her house to give her the money she wasn’t home. I thought that she was at work so I sat down a waited for a bit. My grandma was home so I chatted with her for a bit and she told me that my aunt was at the casino. Once I heard that, I didn’t want to wait around any longer. I had a feeling that she wasn’t using my money to pay for the rent but my grandma and my cousins were living under the same room and I didn’t want to risk them getting kicked out. I doubt that they’d be evicted for missing one month’s rent but just to be on the safe said I tried to help. But in the end, she didn’t even need the money so I withdrew it for nothing.

The next time she called, I told her that I had no money. I had just gotten my bi-weekly pay and I need that for rent so there was no way I was going to lend her the money. This time, when she called, she didn’t even bother to ask how I was or anything. She didn’t even bother to make small talk. She cut right to the chase and asked me for money.

She first asked me for seven hundred dollars so I told her that I don’t have seven hundred dollars. Then she lowered the request and asked for four hundred dollars. Again, I told her that I didn’t have that either. And finally, she asked for two hundred dollars and that she’ll paid me at the end of the month. I told her that I had to pay for the rent and all I had left was fifty bucks. She said “Okay” and hung up the phone.

At that point, I became furious. The purpose of the call was to get money and since I didn’t have any she didn’t want anything to do with me. How rude is that? I’ve always been a good nephew and I’ve helped her out when I could but this was the last straw. I have my own money problems to worry about and I don’t want to involve myself with her financial dilemmas.

I shouldn’t be complaining about this stuff since I’m the one that’s getting myself in these sorts of positions. I can’t seem to say no when people ask me for help. A lot of people come to me for financial assistance but I’m not really the person to go coming to when they’re in need of money. I’m still trying to get my financial issues in order. I can’t be helping other people when I can’t even help myself.

4 replies on “No more favours”

  1. You did the right thing Don! After hearing she was at the Casino the first time, I would have been furious and never given her money again.

    Don’t lend her or anyone who treats you like that your time and/or money!

  2. Yeah, you’re right… my girlfriend has been telling me that for the longest time but I was always in this state where I thought I’d be helping but in turn, I’m hurting myself…

  3. fo real yo. and that sucks. I had one family member ask me for money once.
    It was both awkward and a disaster. Now I just tend to say such things as “Maybe I can help you secure credit, but I can’t co-sign anything”
    Ugh, this story just reminds me of that whole awkwardness.

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