A friend of mine is in a real slump at the moment. He’s running out of options and he’s got no one to turn to. There isn’t anyone left who is willing to help him out and he doesn’t know what to do. His life is going downhill and there shows no sign of sunshine in the upcoming days. What’s a guy to do when he’s on his last leg? Does he give up or does he continue to fight?
I’m encouraging him to fight and keep going. He doesn’t have many people to turn to but he can turn to me. I shouldn’t even be helping him out in the first place. He hasn’t done anything to help me when I was in need. All he’s done was take and take while I keep on giving. But it’s not in my character to leave a friend hanging in his time of need especially when he has nowhere to turn to.
A few years back, this friend borrowed money from him to buy a sound system and a security system for his car. The total came out to $1500 but he didn’t have to pay until the following year. He was making almost three times as much money as I was so I assumed that he would be able to pay for it before the interest kicks in. His credit rating was poor so the retailer wouldn’t give him the deal. I was originally supposed to co-sign for him but instead I became the primary buyer. I didn’t think too much of it since there was plenty of time to pay for it. I figured that if he makes $100 payments every month, he’ll have majority of it paid for.
Every time I get the bill in the mail, I would forward it to his house. But as the months pass, I saw that no payment was being made to the bill. I was starting to worry that my credit could be affected if he didn’t pay. I was only working part time so I was in no position to be making payments for an item that I didn’t purchase.
Then finally one day I get a call from the creditors. They asked me why I haven’t been paying my monthly bill. I informed them that my friend was the one that bought the item and he was supposed to be making monthly payments. The creditor told me that no payment has ever been made and it didn’t matter if my friend wasn’t paying them because the bill was in my name and I was responsible. I didn’t want my credit rating to be affected so I started making monthly payments. I managed to get everything paid for in about eight months. A bit of interest was accumulated but it wasn’t too much.
This friend has always been in some sort of financially dilemma and he’s been borrowing money from a few people. It’s gotten so bad that no one will lend him money any more. I wouldn’t blame them. Why would anyone want to lend money to someone who’s not going to pay them back? I feel sorry for him for being in this situation. I don’t think he brought it on himself but it just seems that he got bad luck. It’s either that or he’s really bad with money.
A couple of nights ago, he called me out for coffee. My girlfriend warned me not to give in and give him money. She didn’t have to warn me since I had no money to give anyway. As much as I wanted to help him, I couldn’t. I’m not in any position to be financially helping someone when I have problems of my own to worry about.
When I met up with him at Tim Horton’s, he looked like shit. He appeared to have lost some weight. His eyes were all red and he didn’t look like he’s getting any sleep. He told me that he hasn’t eaten in a couple of weeks. That’s insane! I don’t know why he would do such a thing to himself. I don’t know if he has anyone he can turn to but it seems like I’m the only one. He doesn’t want to go back to his parents since they kicked him out. I think it’s really stupid of his parents to do that. I told that to him to his face. No parent should abandon their kids like this. I don’t know the whole story so I can’t blame them entirely. I just think that you should be able to turn to your parents in your times of need, no matter what’s happening.
I couldn’t stand seeing him in this condition so I got him some food. It was the least that I could do. I didn’t have any money but even if I did, I wouldn’t give it to him. I bought him $20 worth of food and hoped that it would last for a while. It should late him two weeks if he rations it but I don’t know if that’ll help. He’s already late on his rent so I don’t know where he’s going to go when he gets kicked out and the winter month is rapidly approaching.
In times like these, if you can’t turn to your family and friends, you’re out of luck. It’s a cruel world out there and you need all the help you can get. No one with family and friends should be living like this. It makes you feel so alone in this world. If it’s one thing that I’m afraid of, it’s being alone. This world is so big and we’re so small. It’s a scary thought knowing that we’re isolated in our own little world with a population of one when there are six billion other people on this planet. Out of all those people, if there’s one person that give lend a helping hand, that one person can make all the difference in the world.